Investing your money in long-term investments that lock up your capital for extended periods, such as a R.E.I.T, apartment complex, or annuity, may seem like a safe and stable option. However, these investments often come with rigid withdrawal timeframes and limitations that can make it difficult to assess your capital when you need it. Instead, investors should consider investing in assets that offer more flexible withdrawal options and greater availability to their capital.

One such alternative investment option is a well-diversified allocation into alternative investments that remain “liquid”, or easy to sell and recapture your capital. These investments can provide a steady stream of income and growth potential, while also allowing you to access your capital when you need it. Additionally, by maintaining a diverse mix of investments, you can minimize your risk exposure and achieve a more stable return on your investment over time. Overall, it is important for investors to carefully consider their investment goals and risk tolerance when choosing where to invest their capital to achieve the greatest potential for success.